Health insurance guide for immigrants
Health insurance guide for immigrants What is health insurance? Health insurance, or medical insurance, is a contract between you and the health insurance company. Covers some or all of your health care costs for a monthly payment. The monthly cost of insurance that you pay is called the premium. Having health insurance can be referred to as being covered or underinsured. Health insurance can protect you from having to pay large medical bills. It is often better to pay a premium each month than to suddenly get a huge bill from the hospital. Health insurance plans usually pay for the following services: Visits and medical examinations Laboratories, imaging, and immunization Mental health services Urgent care and emergency services Prescribed medication Health insurance companies offer multiple plans for different premiums. Each plan has specific coverage and terms for a specific monthly premium. Some health insurance providers also pay for eye and dental care. Often, the insurance...